3D Secure Payments

LOKE has recently enabled 3D Secure (3DS) payments to protect the customer from any fraud. It is an extra security step for the customer to complete as it takes them to their Bank's authentication page where they will need to enter a code or an email associated with the card.  The exact authentication will depend upon their own bank requirements. 

What does this mean?

If you've ever shopped online, you may have encountered the term 3DS during the checkout process. 3DS stands for 3D Secure, a security protocol used to help protect your online payments.  3D Secure is a security protocol developed by major credit card companies to add an extra layer of protection to online payments.  When you make a payment with a 3DS-enabled card, you'll be asked to enter a one-time code, which is usually sent to your phone or email and you may also need to add your email address.  This code confirms that you're the authorised cardholder and helps to prevent fraudulent transactions.

How do 3DS payments work?

When you make a purchase online with a 3DS-enabled card, you'll be redirected to your bank's website to enter your one-time code and or email address. The bank will then confirm your identity and authorize the transaction.  This process usually takes only a few seconds, and it helps to ensure that your payment is secure.

3DS payments help protect consumers against fraud by adding an extra layer of security.  By requiring a one-time code, 3DS payments make it more difficult for fraudsters to steal payment information and use it for unauthorised purchases.